Helpful Bankruptcy Information & Frequently Asked Questions

Chapter 7 bankruptcy involves liquidation of non-exempt assets to discharge most unsecured debts quickly, typically within four to six months. Chapter 13 is a reorganization bankruptcy that allows you to repay debts over a three- to five-year plan while keeping your property.

Qualification depends on passing the means test, which compares your income to the state median. If your income is below the threshold and you meet other criteria, you may qualify. Our attorneys will evaluate your situation during a free consultation.

Yes. Once you file for bankruptcy, an automatic stay goes into effect that stops most foreclosure actions, repossessions, wage garnishments, and collection calls while your case is processed.

Bankruptcy can discharge many unsecured debts, such as credit cards, medical bills, and personal loans. However, certain debts like student loans, child support, and most tax debts may not be discharged.

Chapter 7 bankruptcy typically completes within four to six months. Chapter 13 bankruptcy usually lasts three to five years, depending on the repayment plan approved by the court.

SSD provides financial support for individuals who are unable to work due to a qualifying physical or mental disability. Eligibility requires meeting strict medical criteria and proving you cannot engage in substantial gainful activity.

Our attorneys assist with filing applications, handling denials and appeals, representing you during hearings, and navigating complex Social Security rules to maximize your chances of approval.

If your claim is denied, you can appeal the decision. Our team will review your case, help you file an appeal, and represent you at hearings to improve your chances of a successful outcome.

We offer flexible payment plans for bankruptcy services to accommodate financial hardship. For Social Security Disability cases, we work on a contingency basis, meaning you pay only if we win your case.

Contact us to schedule your confidential consultation. We will evaluate your financial or disability situation and explain your options to help you make informed decisions.